SMBK - SmartFinancial Inc Stock Price & Dividend Safety Sector: Financial Services | Exchange: New York Stock Exchange Current Price & Safety Score Price: 48.81 USD StockBonds Safety Grade: A- Altman Z-Score (Bankruptcy Risk): -0.61 StockBond Score: -1.19 Company Description SmartFinancial Inc functions as the parent entity for SmartBank which offers a broad spectrum of financial solutions to both individual clients and corporate entities The companys operations are structured across distinct segments Commercial Real Estate Consumer Real Estate Construction and Land Development Commercial and Industrial and a broader Consumer and Other division Its suite of deposit products includes noninterest and interestbearing checking accounts interestbearing demand accounts savings and money market accounts various time deposits Individual Retirement Accounts IRAs and certificates of deposit CDs Additionally SmartFinancials lending portfolio encompasses financing for commercial and residential properties consumer real estate and construction and land development projects It also extends commercial and financial loans mortgage loans direct consumer installment loans educational and other revolving credit facilities and provides overdraft services Beyond these core offerings the company delivers wealth management insurance products mortgage origination and convenient digital banking services accessible via the internet and mobile devices As of March 1 2022 SmartFinancial maintained a significant regional footprint operating 41 fullservice branches and two dedicated loan production offices across East and Middle Tennessee Alabama and the Florida Panhandle The corporate headquarters are located in Knoxville Tennessee