JCAP - Jefferson Capital Inc Common Stock Stock Price & Dividend Safety Sector: Financial Services | Exchange: NASDAQ Global Select Current Price & Safety Score Price: 20.04 USD StockBonds Safety Grade: A- Altman Z-Score (Bankruptcy Risk): 1.34 StockBond Score: -2.41 Company Description Jefferson Capital Inc is a company that specializes in financial recovery and debt resolution services operating across the United States the United Kingdom Canada and Latin America Its primary business involves acquiring large bundles of consumer debt that have previously been written off by original lenders These portfolios of defaulted accounts are purchased at significantly reduced prices compared to their original value The company then works directly with individuals to help them settle their obligations and progress towards financial rehabilitation The types of consumer debt Jefferson Capital manages include but are not limited to credit card balances both secured and unsecured automotive loans and outstanding bills from telecommunications and utility providers Additionally the company extends its expertise to credit originators offering loan administration and other portfolio management services specifically for their nonperforming loans Established in 2002 Jefferson Capital Inc is headquartered in Sartell Minnesota