FGBI - First Guaranty Bancshares Inc Stock Price & Dividend Safety Sector: Financial Services | Exchange: NASDAQ Global Market Current Price & Safety Score Price: 8.71 USD StockBonds Safety Grade: B- Altman Z-Score (Bankruptcy Risk): 0.66 StockBond Score: -0.75 Company Description First Guaranty Bancshares Inc functions as the parent company for First Guaranty Bank a financial institution delivering commercial banking services primarily across Louisiana and Texas The bank offers a comprehensive suite of deposit products including various checking accounts for personal and business use savings accounts money market accounts demand deposits and certificates of deposit time deposits These services are extended to individual consumers small and mediumsized businesses and municipal entities Its lending portfolio is diverse providing credit solutions such as real estatebacked loans including commercial nonfarm nonresidential singletofourfamily residential multifamily construction and land development commercial and industrial loans agricultural loans including farmland and other consumer loans These are primarily aimed at small to mediumsized businesses professionals and individuals Additionally First Guaranty Bank provides numerous customercentric services Individuals can access credit cards mobile check deposit safe deposit boxes official checks robust online and mobile banking platforms ATM services and online bill payment Business clients benefit from specialized solutions like merchant services remote deposit capture and lockbox services A portion of the companys assets is strategically invested in various securities This includes debt instruments issued by the United States Government and its agencies state and municipal obligations corporate bonds mutual funds and equity securities It also allocates funds to mortgagebacked securities predominantly those issued or guaranteed by US Government agencies or enterprises The company operates a network of 36 banking facilities These are primarily located in significant market areas across Louisiana including Hammond Baton Rouge Lafayette ShreveportBossier City Lake Charles and Alexandria and Texas notably DallasFort WorthArlington and Waco with a presence also extending to Kentucky and West Virginia First Guaranty Bancshares Inc was established in 1934 and maintains its corporate headquarters in Hammond Louisiana