BFH - Bread Financial Holdings Inc Stock Price & Dividend Safety Sector: Financial Services | Exchange: New York Stock Exchange Current Price & Safety Score Price: 104.73 USD StockBonds Safety Grade: A Altman Z-Score (Bankruptcy Risk): -0.04 StockBond Score: -0.48 Company Description Bread Financial Holdings Inc offers cuttingedge payment and credit solutions to consumers and various industries throughout North America Their services include comprehensive financing for credit cards and other loans which involves managing risk originating accounts and providing funding for approximately 130 private label and cobranded credit card programs They also support around 500 small and mediumsized businesses through their Bread partnerships and issue Comenitybranded general purpose cashback credit cards The company is responsible for administering and overseeing all loans it generates covering private label cobrand and generalpurpose credit card portfolios as well as its Bread BNPL Buy Now Pay Later products which include installment and splitpay options Beyond lending they provide marketing data and analytics services Their enhanced digital toolkit features a unified Software Development Kit SDK allowing seamless integration with their product range and encouraging the presentation of credit payment choices earlier in the retail journey Additionally the Bread digital payments platform powered by a comprehensive suite of application programming interfaces APIs empowers merchants and partners to readily incorporate online pointofsale financing such as installment and splitpay solutions Established in Columbus Ohio in 1996 the company was formerly known as Alliance Data Systems Corporation until it rebranded as Bread Financial Holdings Inc in March 2022